Moving to Nigeria as an expatriate can be both an exciting and challenging experience. Nigeria is a vibrant country with a rich cultural heritage, dynamic cities, and numerous opportunities, especially for those with foreign job experience. Oil and gas industries continue to thrive, and many new and emerging sectors include mining and construction, telecommunications, IT, and financial management. No wonder there are so many expats in the country. However, it also comes with its unique challenges that expats must be prepared to navigate. This report compiles insights and advice from expatriates to help you prepare for a smooth transition to Nigeria.
Key Considerations Before Moving
Mental Preparation
Many expatriates emphasize the importance of mental preparation before moving to Nigeria. Understanding and accepting potential frustrations, such as traffic congestion and logistical challenges, can help you adapt more easily. Having a plan to deal with these issues will make the transition smoother. Be open-minded and understand that it is part of the experience.
Financial Arrangements
Setting up your financial arrangements is crucial. Open a local bank account and establish a quick and reliable way to transfer funds between your home country and Nigeria. Services like SendWave and WorldRemit are commonly used by expats to manage their finances efficiently. Also, make arrangements to have some cash on hand until your bank account is set up. Keep it safe and hidden, and avoid counting your cash in public.
To open a Nigerian bank account, you need a Nigerian residence permit (CERPAC). Requirements include a valid passport, a letter of employment or an expatriate quota from a Nigerian employer, or a letter of invitation from a Nigerian company or individual, and payment of the required fees ($2,000 per annum for expatriates, $400 per annum for students and missionaries). Once approved, the cardholder will receive a CERPAC Green Card, valid for up to two years and renewable upon expiration.
Party Culture
Nigerians know how to party and you can be assured of lots of fun events and locations to visit if you are staying in either Lagos or Abuja. If you are someone who likes to have fun after a long week, whether you want it loud and in the club or quiet in a nice cafe by the water, Nigeria has all of that to offer.
Safety
A common concern for foreigners moving to Nigeria is safety. While Nigeria does have its challenges, it is relatively safer than many countries in North and South America. The risk of random stabbings or shootings is low. However, petty theft is more common. To mitigate this risk, consider hiring domestic staff, such as drivers and housekeepers, through reputable companies. Additionally, residing in well-gated estates can significantly enhance your security, providing a safer living environment.
Affordable Luxury Living
In Nigeria, you can enjoy a higher standard of living at a lower cost than you might be accustomed to abroad. Services such as hiring a chef, cleaner, driver, and dry cleaner are both affordable and readily available. For less than $200 a month, you can employ a chef with a culinary degree, while a cleaner costs under $70, and a driver is available for about $100 a month. This allows you to enjoy a more comfortable lifestyle on your earnings. Additionally, lower taxes in Nigeria mean you get to keep more of what you earn, enhancing your overall quality of life. Here is an article that gives you a full grasp of taxation rates for foreigners in Nigeria.
First Month Priorities
Have a Good Car and Driver
My friend Yen, an expatriate working with the Korean embassy, said that the most important thing is to get a good car and driver with air conditioning that can take you anywhere you need to go at any time. This might seem straightforward, but in Nigeria, it’s not.
First of all, forget everything you know about ride-hailing services. They can be super inconvenient: sometimes the AC doesn’t work, the driver might stink, the driver could be rude, and the wait times can be incredibly frustrating. Your best option is to rent or buy a car. However, buying a car in Nigeria presents its own set of challenges. About 90% of the cars on the market are accidented and refurbished. The ones that aren’t are brand new and can cost over $60,000.
If you somehow get past those hurdles, you then need to find a well-behaved local driver as an expat, which is another challenge. Once you have a driver, you need a reliable mechanic to maintain your vehicle properly.
This is why 654 expatriates trust Autogirl for their monthly car rental subscription services. Autogirl provides a driver and a clean, well-air-conditioned car, and the best part is you don’t have to deal with local mechanics. You can access their monthly and daily deals here.
Consider your transportation options carefully. Traffic can be a major issue, and public transportation may not always be reliable. Hiring a driver or using ride-sharing services can be a safer and more convenient option, especially if you are not comfortable driving in Nigerian cities.
Housing
Finding suitable housing in Nigeria, particularly in major cities like Lagos, can be challenging but definitely doable with the right approach. Start your housing search early to give yourself ample time to find a suitable place. Consider looking for a place in Ikoyi, Banana Island, or Victoria Island (VI), where serviced apartments are available. Although these locations might be more expensive, they offer quality housing options and stable electricity, which is still an issue in most of Nigeria. Be prepared for a mismatch between the price and the quality of available housing. Finally, tap into your network for recommendations and assistance in navigating the housing market.
Building a Support Network
Social Connections
Having a strong network of friends and acquaintances can greatly enhance your experience in Nigeria. Be social and build a support network as soon as possible. This network can provide valuable advice, support, and companionship. Make friends at work, places of worship, and social clubs. Join clubs like Ikoyi Club, Jet Ski Club, Nigerwives, American Women’s Club, and business clubs like WIMBIZ, Premiabn, Nigeria-British Business Council, or your country’s business council in Nigeria.
Professional Assistance
Consider working with a local firm or individual who can help you navigate administrative tasks and the complexities of settling in Nigeria. This can include assistance with finding housing, setting up utilities, and understanding local regulations. Elom, a customer who was transferred from Ghana to Nigeria by his organization IFC, found it essential to have local help to get settled.
Understanding Local Customs
Familiarize yourself with local customs and etiquette. For example, it is customary to give and receive items with your right hand. Understanding these small but significant aspects of Nigerian culture can help you integrate more smoothly. Ashley from Semi Colon shared this tip, emphasizing its importance.
Dealing with Sensory Overload
Lagos, in particular, can be overwhelming due to noise, pollution, and the bustling urban environment. Prepare yourself for these sensory challenges and find ways to manage stress, such as creating a peaceful home environment or taking breaks in quieter areas. If you want a more quiet location, Abuja, Port Harcourt, or Ibadan is perfect.
Practical Tips for Settling In
Health Precautions
Take necessary health precautions, such as vaccinations and malaria prevention. Nigeria has certain health risks that you may not be accustomed to, so it is important to be proactive about your health.
Connecting with Trusted Locals
Upon arrival, make an effort to meet trusted locals who can help you get settled. You can find them at your workplace, place of worship, gym, and other social and professional clubs. These connections can provide invaluable support and advice as you navigate your new environment.
Exploring the Culture
Start exploring Nigerian culture right away. Try local foods, attend events, and immerse yourself in the local way of life. This will not only help you adjust but also enrich your overall experience.
Additional Advice
Open-Mindedness
Approach your move with an open mind and a willingness to learn. Nigerians are generally welcoming and supportive, especially if you show an interest in their culture.
Finding Joy and Managing Stress
Identify aspects of Nigerian life that bring you joy and incorporate them into your routine. Conversely, develop strategies to manage the elements you find stressful. For instance, if you dislike driving in traffic, consider budgeting for a driver. You can find a trusted driver here.
Conclusion
Moving to Nigeria as an expatriate requires careful preparation and a positive mindset. By understanding the challenges, building a support network, and immersing yourself in the local culture, you can make your transition to Nigeria a rewarding experience. Embrace the adventure and make the most of your time in this vibrant country.
